How To Make CarMax Auto Finance Payments

CarMax Auto Finance is the Finance division of CarMax intended to provide financing to customers who need it to purchase a car from them. It has and continues to provide financing to thousands of customers in the U.S and for that matter has put in place ways to make payments easier for customers. Hence in this write up, I’ll take you through the various ways you can make CarMax Auto Finance Payments.

Carefully go through these payment methods and choose an option you’re comfortable with.

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CarMax Auto Finance Payment Options 

Customers of CarMax Auto Finance have a number of convenient ways they can make payments which I’m going to how you how to go about it. Payment Options At CarMax include:

  • Online
  • Mail
  • Western Union
  • MoneyGram

Pay Online 

To make payments to CarMax online, you first have to setup an online account. You’ll need your CarMax Auto Finance, date of birth, last four digits of your SSN and a valid email address to set up online access in order to make payments.

However, if you already have online access, then Log in HEREYou can also download the CarMax mobile app on either Appstore or Google Play. 

Note that you may not be able to access your online account and make payments online if you are bankrupt, past due date for 75 days or more or there as been multiple returned payments in the past.

Pay Via Mail 

Another very reliable payment method you can use is Via mail but make sure you send your payment at least 7 to 10 days before due date. You can send your payment in the form of check or money order to any of the following addresses:

Regular Mail 

CarMax Auto Finance

P. O. Box 6045

CarolStream, IL60197-6045

NB: you can contact CarMax Auto Finance on 800.925.3612 in case you wish to make only principal payment. Or send your payment to the address below and remember to write “Principal-only payment” on your check or money order.

Attn: Accounting Department
P.O. Box 440609
Kennesaw, GA 30160

Payoff Address (Regular Mail)

CarMax Auto Finance

Attn: Payoff Department

P. O. Box 440609

Kennesaw, GA 30160

Payoff Address (Express/ Overnight Mail) 

CarMax Auto Finance

Attn: PayoffDepartment

225 Chastain Meadows Court

Suite 210

Kennesaw, GA 30144

READ ALSO: Is It Better To Get A Car Loan Through Your Bank Or The Dealership?

Pay Via Western Union 

You can also make payments via any Western Union location near you. You can contact 800 238-5772 to help you find the nearest Western Union agent near you. Things needed to make payment via Western Union after you’ve found an agent is:

  • City code which is “CarMax”
  • State code “Georgia”
  • Account number

NB: payments via this mode may come at a fee from Western Union.

Pay Via MoneyGram ExpressPayments Service 

Lastly, you can also make payment at any MoneyGram agent near you. You’ll need the following to pay via MoneyGram;

  • Receive Code “4645”
  • Company name “CarMax”
  • City “Kennesaw”
  • State “GA”
  • Your account number

NB: MoneyGram may take a fee fif this transaction.

When Do I Make My First Payment?

You can choose when to start your first payment yourself. However, it must be within 45 days after from the date of your contract. CarMax will send you Mail that contains yours CarMax Auto Finance Account number and payment details.

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